Perfios’ Credit Monitoring Platform provides a consolidated view of the borrower’s data and organizes the lenders’ monitoring exercise into a process-based workflow. The platform connects to multiple external databases and collates the information into an easy to analyze 360-degree view of the borrowers’ performance. Triggers from external data based EWS Alerts ensure that significant changes in entity’s data are captured in real time and meaningful corrective action can be implemented thereby transforming the lenders’ Credit monitoring process from reactive to pro-active.
The platform enables the lender's credit team to perform all the necessary activities along with a periodic review of the borrowers’ financial performance in an intuitive interface. Features built in the platform enable the lender to verify the data submitted by the borrower through external databases like GSTN, Banking, MCA etc. The platform also automates the process flow for the monitoring exercise and provides a consolidated view of the status of monitoring across the portfolio, thus ensuring elimination of process oversight and pin-pointing exact problem areas.
1. Real time early warning system alerts
2. Identify and analyze fraud and red flag indicators
3. Process based workflow
4. Monitor covenants and compliance
5. Reporting and MIS